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The privacy policy applies to consumers who are current or former
clients or who register for one of our services or promotional offers.
1. We do not sell your personal information to anyone.
2. We do not disclose personal information to third
parties, unless one of the following limited exceptions applies:
- We
disclose personal information to companies that help us process or
service your account.
- We may disclose or report personal information
in limited circumstances where we believe in good faith that disclosure
is required or permitted under law, for example, to cooperate with
regulators or law enforcement authorities, resolve consumer disputes,
perform credit/ authentication checks, or for institutional risk
control.
Outside of these
exceptions, we will not share your personal information with third
parties unless you have specifically asked us to do so, that is,
opted-in.
3. We do collect personal information in the normal
course of business in order to administer your accounts and serve you
better.
- Application
and registration information. We collect information that you
provide to us when you register for one of our services. The
information we collect may include name, address, phone number, e-mail
address, social security number, and information about your interests.
We also may collect information from consumer reporting agencies.
- Website Usage. 1-2-3 Free Credit Reports
Online uses WebTrends Live to analyze traffic to this web site. Web
Trends Live does not create individual profiles for visitors. Unlike
some tracking services WebTrends Live does not have a database of
individual profiles for each visitor. WebTrends Live only collects
aggregate data.
4. We protect the confidentiality and security of your
personal information.
- We
restrict access to personal information to our employees and agents for
business purposes only. All employees are trained and required to
safeguard such information.
- We maintain physical, electronic, and procedural
safeguards to guard your personal information.
5. We continue to evaluate our efforts to protect
personal information and make every effort to keep your personal
information accurate and up-to-date.
- If
you identify any inaccuracy in your personal information, or you need
to make a change to that information, please contact us so that we may
promptly update our records.
If you have any
questions or concerns, please contact us by e-mail at

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